Free tool

What should I charge?

Five quick questions. You'll see the hourly and day rate you need to pay yourself the wage you want and cover your business costs, based on the hours you can actually charge for.

Nothing you enter is stored or sent anywhere. It all stays on your screen.

What do you want to pay yourself a year? (£)

Before tax. If you have staff, add their wages to the costs below.

What does the business cost to run a year? (£)

Van and fuel, insurance, tools, software, phone, accountant, premises, staff. Not materials you charge back to customers.

How many weeks a year do you work?

52 weeks, less holidays, bank holidays and the odd sick week.

How many days a week do you work?

4 5 6

How many hours a day can you actually charge for?

Not the hours you work. Travel, quoting, buying materials and admin all take time you can't bill.

See my rate

The rate you need

£0 an hour

That's £0 a day, before VAT if you're registered.

Admin is the hidden cost in your rate. Every hour it takes is an hour you can't charge for. See where your evenings go.

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How it's worked out: (the wage you want + business costs) ÷ (weeks × days × chargeable hours). Income tax and National Insurance come out of the wage, not on top of it. A rough guide from your answers, not tax or financial advice.